Money with meaning.
Wealth with well-being.
Independent flat-fee financial planning with investment management included
As a Houston-based flat-fee financial advisor, we work with executives and high-earning professionals — especially Gen X — through comprehensive financial planning, serving clients both locally and nationwide. We strengthen retirement durability while preserving lifestyle flexibility today. Flat-fee. All-inclusive. Investment management included. Never priced as a percentage of assets under management.
Transparent flat-dollar fees tied to complexity and value. Not assets under management.
WHAT YOUR FINANCIAL PLAN COVERS
Comprehensive Financial Planning and Investment Mangement
Around Your Life Goals
Your financial future shouldn’t feel like guesswork. We design personalized financial planning strategies to help you manage your money, plan for what’s ahead, and make informed decisions with confidence—while still living fully today.
A strategy designed for long-term growth and financial security. We help you invest wisely, maximize returns, and build a strong foundation for the future.
Retirement & Lifestyle
Planning
Tax Planning &
Estate
Strategies
Optimize your wealth with proactive tax planning and estate strategies that protect your legacy. Smart planning today ensures financial security for generations to come.
Financial Planning For Peace of Mind
Enjoy Life Today Without Sacrificing Tomorrow
You’ve worked hard to get here. Your financial plan should support the life you’re living and the future you’re building. With Financial Harmony™, we coordinate every part of your money life around your goals so you can move forward with clarity and confidence.
- Clarity for spending, saving, and cash flow
- Tax-aware investing with disciplined rebalancing
- Retirement income you can trust
- Protection, estate, and charitable giving—coordinated
Meet the Expert Behind Your Financial Freedom
Named a Top 10 Investopedia Financial Advisor, Dr. Preston Cherry isn’t just an expert—he’s an educator, researcher, and advocate for financial wellness, standing at the forefront of modern wealth management. His Financial Harmony™ approach has been featured in The New York Times, Kiplinger, MarketWatch, Morningstar, CNBC, and more.
He helps people align their finances with their values so money becomes a tool for living fully, not a source of stress.
Build Financial Confidence With Strategic Guidance
Imagine Feeling at Peace With Your Money
- You’re tired of the hustle and don’t want to worry about your financial future.
- You want security & peace of mind, knowing your plan supports your entire life—not just retirement.
- You’re over the money stress and ready to live a life of abundance without constant sacrifice.
- You feel confident and in control of your money, so you can focus on what truly matters.
- You have a fiduciary advisor who helps you balance enjoying life today with planning for tomorrow.
- Your financial future is handled, with a flexible plan that adapts as your life changes.
ALL-INCLUSIVE FLAT-FEE PLANNING (INVESTMENT MANAGEMENT INCLUDED)
Your Wealth,
Your Way.
Forget one-size-fits-all plans. We help you create a financial strategy that works for your life—so you can build wealth, retire securely, and live stress-free.
- Comprehensive financial planning
- Lifestyle planning & spending guidance
-
Investment management
(disciplined & tax-aware) - Tax planning & strategy
- Retirement income planning & timing
- Estate & charitable giving planning
Have a different question? Email us at contact@concurrentfp.com
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Financial Advisor FAQs
A flat-fee financial advisor charges a transparent dollar-based amount for financial planning and advice rather than a percentage of your investment portfolio. This structure allows advice to focus on strategy, life decisions, and long-term planning rather than portfolio growth alone.
Concurrent Wealth Management provides comprehensive fiduciary financial planning with integrated investment management through an all-inclusive flat-fee model designed to align advice with client goals rather than asset growth.
Yes. Concurrent Wealth Management operates under a fiduciary standard, which means advice must be provided in the best interest of the client.
As a flat-fee fiduciary financial advisor, Dr. Preston Cherry works directly with households through comprehensive financial planning with integrated investment management. Advice commonly includes retirement strategy, tax planning, investment decisions, insurance planning, estate considerations, cash flow management, debt strategy, and financial guidance through major life transitions.
The firm does not receive product commissions and is not compensated based on portfolio growth.
Many clients are successful professionals who are time-constrained and navigating increasing financial complexity. They often seek guidance around retirement planning, equity compensation, tax strategy, lifestyle flexibility, and aligning their financial resources with long-term life goals.
Concurrent Wealth Management frequently works with Gen X professionals, executives, and business owners who want thoughtful financial strategy and ongoing collaboration with a fiduciary advisor.
Concurrent Wealth Management is based in Houston, Texas, and works with clients locally and across the United States through secure virtual planning meetings.
Many clients live in Houston and the broader Texas region, while others work with the firm remotely from across the country.
Concurrent Wealth Management focuses on comprehensive financial planning with integrated investment management delivered through a transparent flat-fee structure.
Unlike many traditional advisory models, the relationship is not centered solely on portfolio management or financial planning offered separately from investment management. Instead, advice integrates retirement strategy, tax decisions, investment management, and behavioral finance to help clients make confident financial decisions throughout life transitions.
Financial planning often becomes most valuable when income, assets, and life decisions become more complex. While net worth alone does not determine whether advice is valuable, many Concurrent Wealth Management clients tend to have household incomes starting around $300,000 and investment assets of $500,000 or more.
Clients who benefit most from the relationship value ongoing collaboration with a financial advisor to help implement strategy, navigate life transitions, and make thoughtful decisions around retirement planning, investment strategy, lifestyle flexibility, and long-term financial independence.
