Money with meaning.
Wealth with well-being.
Independent flat-fee financial planning with investment management included
As a Houston-based flat-fee financial advisor, we work with executives and high-earning professionals, especially Gen X and oil and gas leaders, through comprehensive financial planning, serving clients both locally and nationwide.
We strengthen retirement durability while preserving lifestyle flexibility today. Flat-fee. All-inclusive. Investment management included. Never priced as a percentage of assets under management.
Transparent flat-dollar fees tied to complexity and value. Not assets under management.
Financial Planning For Peace of Mind
Enjoy Life Today Without Sacrificing Tomorrow
Financial success isn’t only about maximizing returns or minimizing taxes. It’s about making thoughtful decisions so your wealth supports the life you want to live today and the future you’re building.
Our approach is grounded in Financial Harmony™. A planning philosophy that aligns your finances, decisions, and life priorities so your wealth supports long-term well-being and the experiences that matter most.
Through life-aligned financial planning, we help clients build wealth, make confident financial decisions, and move forward with clarity about both their present lifestyle and their future retirement.
When life and money align, your wealth has direction and your decisions gain clarity.
WHO WE SERVE
Financial Advice for Professionals Building Real Wealth
We work with professionals and families navigating complex financial decisions. Our clients want more than just investment management or surface-level planning.
They want clear financial strategies that move the numbers forward while supporting the life they want to live.
Oil & Gas Executives and Energy Professionals
Houston energy professionals often face complex compensation structures, concentrated stock positions, and volatile industry cycles. We help executives turn peak earning years into long-term financial strength through coordinated planning and tax-aware investment strategy with a Houston financial advisor who understands the energy industry.
High-Income Professionals and Executives
High income often brings financial complexity. Equity compensation, taxes, investments, and long-term planning quickly become interconnected.
We help professionals turn strong earnings into durable wealth, flexible lifestyles, and retirement income through comprehensive financial planning that supports both lifespan and healthspan
Gen X Wealth Builders
High-achieving Gen X professionals are balancing career momentum with complex finances, family responsibilities, and decisions about retirement, lifestyle, and aging parents—real life responsibilities.
Our planning approach brings clarity to complexity so you can make measurable financial progress while still living well today and evaluate your Gen X retirement readiness with confidence.
Serving clients locally in Houston and working with professionals across the United States through virtual planning relationships.
WHAT YOUR FINANCIAL PLAN COVERS
Comprehensive Financial Planning and Investment Management
Your financial life shouldn’t feel scattered. A well-designed financial plan brings your investments, taxes, retirement decisions, and life goals into one coordinated strategy.
Financial Planning & Investment Management
Our approach to comprehensive financial planning connects investment management, retirement strategy, and major financial decisions so your money works together instead of in silos.
Retirement & Lifestyle Planning
Retirement planning today means more than saving “enough.” We help you evaluate your retirement readiness and design sustainable retirement income while making informed decisions about timing, spending, and lifestyle flexibility that support both today and the future.
Tax Strategy & Estate Coordination
Effective tax-aware financial planning connects tax strategy, estate planning, and investment decisions so your wealth is protected and positioned for long-term impact.
HOW ADVICE SHOULD BE PRICED
Is Paying 1% To a Financial Advisor Worth It
Financial advice should be transparent, aligned with your needs, and focused on the value of the planning. A percentage-based fee automatically escalates as markets and portfolios grow, quietly increasing the portion of your investment progress paid in fees over time.
Many investors are told that 1% is standard. The better question is whether that fee continues to make sense as your portfolio grows.
Concurrent Wealth Management uses a dollar-based, flat-fee fiduciary model designed to align the cost of advice with the complexity, responsibility, and value of the financial advice work, including comprehensive financial planning with integrated investment management. This approach avoids fees automatically escalating as markets and portfolios grow.
Many traditional advisory firms charge a percentage of assets under management, often around 1% annually.
As portfolios grow, those fees can rise significantly even when the underlying advice remains the same.
A flat-fee structure keeps financial advice focused on strategy, planning decisions, and long-term wealth outcomes, with costs aligned to the scope and complexity of the work rather than automatically increasing with market growth.
Transparent Pricing
Flat-fee financial advice makes the cost of planning clear from the beginning so clients understand exactly what they are paying for.
Advice Focused on Financial Strategy
Your financial strategy should focus on retirement planning, tax decisions, investment management, and long-term wealth building. It should not depend on increasing assets simply to increase fees.
Planning That Scales With Life
Financial complexity changes throughout life. A flat-fee structure allows advice to adapt to your needs without automatically increasing costs as your portfolio grows.
You can also explore our financial planning services to see how planning and investment strategy work together Or see how 1% compares to a flat fee.
HOUSTON FINANCIAL ADVISOR
Financial Planning for Houston Professionals and Families
Houston is home to entrepreneurs, corporate leaders, and professionals navigating complex financial decisions across careers, equity compensation, retirement planning, and generational wealth.
Concurrent Wealth Management works with individuals and families seeking comprehensive financial planning and integrated investment management delivered through a transparent flat-fee pricing model.
Our clients often include Gen X professionals preparing for retirement and energy sector leaders navigating complex compensation and wealth decisions who want financial decisions coordinated across investments, taxes, retirement strategy, and long-term wealth planning.
Learn more about working with a Houston financial advisor who provides comprehensive planning and integrated investment management.
Specialized Financial Planning for Energy Professionals
We work with energy professionals and executives navigating complex compensation structures, including equity awards, deferred compensation, and retirement planning decisions. Our insights have been featured in financial planning discussions for TechnipFMC employees and executives, reflecting our focus on real-world compensation, tax strategy, and long-term wealth decisions. Explore financial planning insights for energy professionals.
HOW ADVICE SHOULD BE PRICED
Clear Advice. Aligned Strategy. Real Financial Progress.
Flat-Fee Fiduciary Advice
Advice is delivered through a transparent flat-fee structure designed to align with the complexity, responsibility, and value of the planning work.
Integrated Financial Planning and Investment Management
Your investments, taxes, retirement decisions, and long-term goals are coordinated into one cohesive financial strategy, so your money works together instead of in silos.
Designed for High-Income Professionals
We work with executives, business owners, and Gen X professionals navigating complex financial decisions across careers and life transitions.
Clarity That Leads to Action
You leave with clear direction, confident decisions, and a financial plan designed to support both your present life and long-term future.
ALL-INCLUSIVE FLAT-FEE FINANCIAL PLANNING
Your Wealth.
Your Way.
You deserve a financial strategy that supports the life you want to live today while building long-term financial security.
Concurrent Wealth Management provides comprehensive financial planning and integrated investment management designed to bring clarity, coordination, and confidence to your financial decisions.
- Comprehensive financial planning
- Lifestyle planning & spending guidance
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Investment management
(disciplined & tax-aware) - Tax planning & strategy
- Retirement income planning & timing
- Estate & charitable giving planning
Financial Advisor FAQs
A flat-fee financial advisor charges a transparent dollar-based amount for financial planning and advice rather than a percentage of your investment portfolio. This structure allows advice to focus on strategy, life decisions, and long-term planning rather than portfolio growth alone.
Concurrent Wealth Management provides comprehensive fiduciary financial planning with integrated investment management through an all-inclusive flat-fee model designed to align advice with client goals rather than asset growth.
Yes. Concurrent Wealth Management operates under a fiduciary standard, which means advice must be provided in the best interest of the client.
As a flat-fee fiduciary financial advisor, Dr. Preston Cherry works directly with households through comprehensive financial planning with integrated investment management. Advice commonly includes retirement strategy, tax planning, investment decisions, insurance planning, estate considerations, cash flow management, debt strategy, and financial guidance through major life transitions.
The firm does not receive product commissions and is not compensated based on portfolio growth.
Many clients are successful professionals who are time-constrained and navigating increasing financial complexity. They often seek guidance around retirement planning, equity compensation, tax strategy, lifestyle flexibility, and aligning their financial resources with long-term life goals.
Concurrent Wealth Management frequently works with Gen X professionals, executives, and business owners who want thoughtful financial strategy and ongoing collaboration with a fiduciary advisor.
Concurrent Wealth Management is based in Houston, Texas, and works with clients locally and across the United States through secure virtual planning meetings.
Many clients live in Houston and the broader Texas region, while others work with the firm remotely from across the country.
Concurrent Wealth Management focuses on comprehensive financial planning with integrated investment management delivered through a transparent flat-fee structure.
Unlike many traditional advisory models, the relationship is not centered solely on portfolio management or financial planning offered separately from investment management. Instead, advice integrates retirement strategy, tax decisions, investment management, and behavioral finance to help clients make confident financial decisions throughout life transitions.
Financial planning often becomes most valuable when income, assets, and life decisions become more complex. While net worth alone does not determine whether advice is valuable, many Concurrent Wealth Management clients tend to have household incomes starting around $300,000 and investment assets of $500,000 or more.
Clients who benefit most from the relationship value ongoing collaboration with a financial advisor to help implement strategy, navigate life transitions, and make thoughtful decisions around retirement planning, investment strategy, lifestyle flexibility, and long-term financial independence.
